Effective Date: October 16, 2025

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Last Updated: October 16, 2025

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At Pari Finance Inc. (“Pari,” “we,” “our,” or “us”), your privacy is a top priority.

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This Privacy Policy explains how we collect, use, and protect your information when you use our website, mobile app, and related services (collectively, the “Platform”).

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By creating an account or using Pari, you agree to the practices described below.

 

1. Information We Collect

a. Personal Information

• Name, email address, and phone number
   

• Login credentials and account details
   

• Loan-related data (amounts, terms, repayment schedules)
   

b. Financial Information

To enable secure transactions and loan tracking, we collect certain financial information through trusted third parties:

• Plaid Inc. connects your financial account to the Pari Platform. When you link your account, Plaid collects data such as account and routing numbers, balances, and transaction history.
  
  Review Plaid’s policy here: Plaid End User Privacy Policy.
   

• Dwolla Inc. handles identity verification and payment transfers between users. Dwolla may collect information such as your name, address, and date of birth to comply with KYC and AML laws.
  
  Review Dwolla’s policy here: Dwolla Privacy Policy.
   

Pari itself does not store your bank credentials or hold user funds. All financial data is transmitted securely via Plaid and Dwolla.

c. Device & Usage Data

• IP address, device type, browser, and operating system
   

• Pages viewed and in-app activity
   

• Cookies and analytics identifiers
   

This helps us understand usage patterns and improve our services.

 

2. How We Use Your Information

• Operate and maintain the Pari Platform
   

• Facilitate and track loans between trusted users
   

• Enable secure payments through Dwolla
   

• Detect and prevent fraud, security breaches, or illegal activity
   

• Comply with legal and regulatory obligations
   

• Communicate updates, support messages, or service improvements
   

We may use anonymized or aggregated data for analytics and product development.

We do not sell or rent personal information to third parties.

 

3. Sharing Your Information

• Service Providers: third parties like Plaid, Dwolla, or analytics vendors performing services on our behalf.
   

• Other Users: limited data (first name, loan terms, repayment status) may be shared with your counterparty in a transaction.
   

• Legal Requirements: disclosure when required by law or to protect Pari’s rights, users, or compliance obligations.
   

• Business Transfers: if Pari merges or is acquired, user data may transfer to the new entity under similar privacy protections.
   

 

4. Data Retention and Deletion

We retain data only as long as necessary to provide our services or meet legal requirements.

If you disconnect your bank account, Pari and its partners (e.g., Plaid) will no longer have access to your financial data.

You can request account deletion or data removal at info@pariapp.com.

 

5. Data Security

• Encryption in transit and at rest
   

• Access control and multi-factor authentication
   

• Regular audits and monitoring
   

However, no system is completely secure. You acknowledge that information transmission carries inherent risks.

 

6. International Data Transfers

If you access Pari from outside the United States, your information may be transferred and processed in the U.S. or other jurisdictions with different privacy laws.

By using the Platform, you consent to such transfers.

 

7. Children’s Privacy

Pari is not intended for users under 18 years old, and we do not knowingly collect personal data from minors.

If you believe a minor has provided information, contact us for removal.

 

8. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

• Access or correct your personal data
   

• Request deletion of your account or information
   

• Withdraw consent to certain data uses
   

• Opt out of marketing communications
   

To exercise these rights, email us at info@pariapp.com.

 

9. Updates to This Policy

We may update this Privacy Policy periodically.

If significant changes occur, we will notify you via email or in-app notice.

Your continued use of Pari after notice means you accept the updated policy.

 

10. Contact Us

Pari Finance Inc.

Email: info@pariapp.com

By using Pari, you acknowledge that you have read, understood, and agree to this Privacy Policy.